Inside America's Savings Plans

As the nation's largest independent recordkeeping services provider, third-party administrator, and government savings facilitator, Ascensus has a unique perspective on how Americans are saving for the future.


retirement plans*

4.5+ million

529 accounts*


consumer-directed healthcare accounts administered*


ABLE plans administered*

How are individuals leveraging tax-advantaged savings accounts? What plan design features are helping to drive positive savings behaviors? And, how much progress have savers made?

Our analysis offers some preliminary answers to these questions. But it also confirms that there's no one-size-fits-all approach to planning for what matters most.

*As of March 31, 2019